# December 26, 2022

## New Features

* New wallet product to hold individual user's funds. Users can load, unload and transfer funds from their wallet as well as use wallet funds to create transactions to external receivers. Common integration guidelines can be found [here](/use-cases/individual-wallet.md). You will need to be approved for this product by Machnet to be able to access the APIs.&#x20;

## Updates Features

* Transaction API section has been restructured to differentiate between [External](/api-references/transaction.md), [Wallet](/api-references/transaction-wallet.md) and [Payout](/api-references/transaction-payout.md) products. You can visit the [use case](/use-cases/remittance.md) section to review the APIs required for your particular use case or contact Machnet for further clarification.&#x20;


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