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  1. API References
  2. Transaction (Wallet)

Get Limits

Read on details on transaction limits specific to wallet accounts

PreviousGet Wallet Transfer DetailsNextTransaction (Payout)

Last updated 2 years ago

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You will be able to retrieve the remaining transfer limits of a particular user's wallet based on your spec sheet and transactions they have already created.

The transfer limits are categorized into the following transfer and transaction types:

  1. Load: Adding funds into the wallet through linked card or bank.

  2. Unload: Withdrawing funds from the wallet to linked card or bank.

  3. Internal: Sending funds to another wallet holder.

  4. External: Sending funds to external recipients using . This limit can also be obtained using the but is only applicable for Clients who are approved for both wallet and external transactions.

The remaining limits are also broken down into the following types:

  1. Annual limit: Annual limit minus the amount already transfered this year.

  2. Daily limit: Daily limit minus the amount already transfered today.

  3. Monthly limit: Monthly limit minus the amount already transfered this month.

  4. Wallet hold limit: Maximum wallet hold limit minus the actual balance of the wallet. This is particularly valid for LOAD transfer types as load amount shall not exceed remaining wallet hold limit.

GET /users/{userId}/limits

Field
Required
Type
Description

country

Response

String

2-letter ISO code of the user’s country

current_tier

Response

Numeric

Current tier of the user

remaining_limit

Response

Object

Remaining transaction limit of the user in the current tier

remaining_limit.annual_limit

Response

Numeric

Remaining annual transaction limit of the user in the current tier

remaining_limit.monthly_limit

Response

Numeric

Remaining monthly transaction limit of the user in the current tier

remaining_limi.daily_limit

Response

Numeric

Remaining daily transaction limit of the user in the current tier

remaining_limit.wallet_hold_limit

Response

Numeric

Remaining amount that can be held in the wallet

user_id

Response

UUID

UUID of the user

type

Response

String

Transaction and transfer type for which the limits are applicable

curl --location --request GET '{{url}}/users/{userId}/limits' \
--header 'X-Client-Id:{{client_id}} ' \
--header 'X-Client-Secret: {{client_secret}}' \
--header 'Content-Type: application/json'
[
    {
    "country": "US",
    "remaining_limit": {
        "annual_limit": 10000,
        "daily_limit": 200,
        "monthly_limit": 5000
    },
    "type": "EXTERNAL",
    "current_tier" : 1,
    "user_id": UUID
   },
    {
        "remaining_limit": {
            "annual_limit": 6401.00,
            "daily_limit": 1790.00,
            "monthly_limit": 2310.00,
            "wallet_hold_limit": 2000.00
        },
        "type": "LOAD",
        "current_tier" : 1,
        "user_id": UUID
    },
    {
        "remaining_limit": {
            "annual_limit": 9860.80,
            "daily_limit": 22.00,
            "monthly_limit": 4960.80
        },
        "type": "UNLOAD",
        "current_tier" : 1,
        "user_id": UUID
    },
    {
        "remaining_limit": {
            "annual_limit": 9876.60,
            "daily_limit": 200,
            "monthly_limit": 4906.60
        },
        "type": "TRANSFER",
        "current_tier" : 1,
        "user_id": UUID
    }
]
transaction API
Get Transaction limits API