Get Limits

Read on details on transaction limits specific to wallet accounts

You will be able to retrieve the remaining transfer limits of a particular user's wallet based on your spec sheet and transactions they have already created.

The transfer limits are categorized into the following transfer and transaction types:

1. Load: Adding funds into the wallet through linked card or bank.

2. Unload: Withdrawing funds from the wallet to linked card or bank.

3. Internal: Sending funds to another wallet holder.

4. External: Sending funds to external recipients using transaction API. This limit can also be obtained using the Get Transaction limits API but is only applicable for Clients who are approved for both wallet and external transactions.

The remaining limits are also broken down into the following types:

1. Annual limit: Annual limit minus the amount already transfered this year.

2. Daily limit: Daily limit minus the amount already transfered today.

3. Monthly limit: Monthly limit minus the amount already transfered this month.

4. Wallet hold limit: Maximum wallet hold limit minus the actual balance of the wallet. This is particularly valid for LOAD transfer types as load amount shall not exceed remaining wallet hold limit.

GET /users/{userId}/limits

Details

Field	Required	Type	Description
country	Response	String	2-letter ISO code of the user’s country
current_tier	Response	Numeric	Current tier of the user
remaining_limit	Response	Object	Remaining transaction limit of the user in the current tier
remaining_limit.annual_limit	Response	Numeric	Remaining annual transaction limit of the user in the current tier
remaining_limit.monthly_limit	Response	Numeric	Remaining monthly transaction limit of the user in the current tier
remaining_limi.daily_limit	Response	Numeric	Remaining daily transaction limit of the user in the current tier
remaining_limit.wallet_hold_limit	Response	Numeric	Remaining amount that can be held in the wallet
user_id	Response	UUID	UUID of the user
type	Response	String	Transaction and transfer type for which the limits are applicable

Request Sample

Response Sample