Create Payout Transaction
Read on how to create payout transactions in our system
To create a payout transaction, you must specifytxn_type as PAYOUT. Unlike other transaction types, sender and receiver details can be provided in the request body of the transaction API.
A client that has been approved for Payout only service will need a specific user_id from Machnet which they will have to provide in the request body.
POST /users/{{user_id}}/transactions
POST /users/{{user_id}}/transactionsBank Deposit (C2C)
curl --location --request POST '{{url}}/users/{{user_id}}/transactions' \
--header 'X-Client-Id: client_id' \
--header 'X-Client-Secret: client_secret' \
--header 'Content-Type: application/json' \
--data-raw '{
"from_amount": 10,
"exchange_rate": 3700,
"to_amount": 37800,
"fee_amount": 0,
"note": "Sample Note",
"to_currency": "COP",
"from_currency": "USD",
"custom_purpose": "home",
"purpose": "OTHER",
"txn_type":"PAYOUT",
"ip_address": "10.10.10.5",
"to": {
"payout_method": "BANK_DEPOSIT",
"branch_id": 153,
“bank_id”:110,
“bank_name”:”Digital Bank”,
"address_line1": "500 El Camino Real Santa Clara",
"first_name": "Pablolito",
"last_name": "Doe",
"mobile_phone": "233541859101",
"email": "rkin@test.com",
"account_type":"SAVINGS",
"account_number":"2662030100",
"rtn_number":"026009593",
"destination_country": "CO",
"city": "california",
"country": "US",
"state": "CA"
},
"from": {
"first_name": "first",
"last_name":"last",
"country": "US",
"date_of_birth": "2000-01-01",
"gender": "Male",
"address_line1": "500 8 El Camino Real Santa Clara",
"city": "california",
"mobile_phone": "1234567890",
"email": "em@email.com",
"state": "CA"
}
}’
Bank Deposit (B2B)
curl --location --request POST '{{url}}/users/{{user_id}}/transactions' \
--header 'X-Client-Id: client_id' \
--header 'X-Client-Secret: client_secret' \
--header 'Content-Type: application/json' \
--data-raw '{
"from_amount": 100,
"exchange_rate": 3700,
"to_amount": 370000,
"fee_amount": 0,
"note": "Sample Note",
"to_currency": "COP",
"from_currency": "USD",
"custom_purpose": "home",
"purpose": "OTHER",
"txn_type":"PAYOUT",
"physical_documents": [
{
"document_type": "INVOICE",
"document_value": "data:image/jpg;base64,SUQs=="
}
],
"ip_address": "10.10.10.5",
"to": {
"payout_method": "BANK_DEPOSIT",
"branch_id": 153,
“bank_id”:110,
“bank_name”:”Digital Bank”,
"business":true,
"address_line1": "500 El Camino Real Santa Clara",
"first_name": "Pablolito",
"last_name": "Doe",
"mobile_phone": "233541859101",
"email": "rkin@test.com",
"account_type":"SAVINGS",
"account_number":"2662030100",
"rtn_number":"026009593",
"destination_country": "CO",
"city": "california",
"country": "US",
"state": "CA",
"virtual_documents": [
{
"document_type": "EIN_NUMBER",
"document_value": "123456"
}
]
},
"from": {
"first_name": "first",
"country": "US",
"business": true,
"date_of_birth": "2000-01-01",
"gender": "Male",
"address_line1": "500 8 El Camino Real Santa Clara",
"city": "california",
"mobile_phone": "1234567890",
"email": "em@email.com",
"state": "CA",
"physical_documents": [
{
"document_type": "CERTIFICATE_OF_INCORPORATION",
"document_value": "data:image/jpg;base64,SUQs=="
},
{
"document_type": "EIN",
"document_value": "data:image/jpg;base64,SUQs=="
}
],
"virtual_documents": [
{
"document_type": "EIN_NUMBER",
"document_value": "123456"
}
],
"mailing_address": {
"address_line1": "500 8 El Camino Real Santa Clara",
"city": "california",
"country": "US",
"zipcode": 90305
}
}
}’
Bank Deposit (B2C)
curl --location --request POST '{{url}}/users/{{user_id}}/transactions' \
--header 'X-Client-Id: client_id' \
--header 'X-Client-Secret: client_secret' \
--header 'Content-Type: application/json' \
--data-raw '{
"from_amount": 100,
"exchange_rate": 3700,
"to_amount": 370000,
"fee_amount": 0,
"note": "Sample Note",
"to_currency": "COP",
"from_currency": "USD",
"custom_purpose": "home",
"purpose": "OTHER",
"txn_type":"PAYOUT",
"physical_documents": [
{
"document_type": "INVOICE",
"document_value": "data:image/jpg;base64,SUQs=="
}
],
"ip_address": "10.10.10.5",
"to": {
"payout_method": "BANK_DEPOSIT",
"branch_id": 153,
“bank_id”:110,
“bank_name”:”Digital Bank”,
"address_line1": "500 El Camino Real Santa Clara",
"first_name": "Paolo",
"last_name": "Sharma",
"mobile_phone": "233541859101",
"email": "rkin@test.com",
"account_type":"SAVINGS",
"account_number":"2662030100",
"rtn_number":"026009593",
"destination_country": "CO",
"city": "california",
"state": "CA"
},
"from": {
"first_name": "Machnet",
"country": "US",
"business": true,
"date_of_birth": "2000-01-01",
"gender": "Male",
"address_line1": "500 8 El Camino Real Santa Clara",
"city": "california",
"mobile_phone": "237676641000",
"email": "em@email.com",
"state": "CA",
"physical_documents": [
{
"document_type": "CERTIFICATE_OF_INCORPORATION",
"document_value": "data:image/jpg;base64,SUQs=="
},
{
"document_type": "EIN",
"document_value": "data:image/jpg;base64,SUQs=="
}
],
"virtual_documents": [
{
"document_type": "EIN_NUMBER",
"document_value": "123456"
}
],
"mailing_address": {
"address_line1": "500 8 El Camino Real Santa Clara",
"city": "california",
"country": "US",
"zipcode": 90305
}
}
}’
Wallet
curl --location --request POST '{{url}}/users/{{user_id}}/transactions' \
--header 'X-Client-Id: client_id' \
--header 'X-Client-Secret: client_secret' \
--header 'Content-Type: application/json' \
--data-raw '{
"from_amount": 2.01,
"exchange_rate": 1,
"to_amount": 2.01,
"fee_amount": 0,
"note": "Sample Note",
"to_currency": "GHS",
"from_currency": "USD",
"purpose": "FAMILY_SUPPORT",
"ip_address": "10.10.10.5",
"txn_type": "PAYOUT",
"to": {
"payout_method": "WALLET",
"payer_id": 39,
"address_line1": "500 El Camino Real Santa Clara",
"first_name": "Mahendra",
"last_name": "Doe",
"mobile_phone": "263775892100",
"email": "rkin@test.com",
"destination_country": "GH"
},
"from": {
"first_name": "first",
"last_name": "last",
"country": "US",
"date_of_birth": "2000-01-01",
"gender": "Male",
"address_line1": "500 8 El Camino Real Santa Clara",
"city": "california",
"mobile_phone": "1234567890",
"email": "em@email.com",
"state": "CA"
}
}’Cash Pickup
curl --location --request POST '{{url}}/users/{{user_id}}/transactions' \
--header 'X-Client-Id: client_id' \
--header 'X-Client-Secret: client_secret' \
--header 'Content-Type: application/json' \
--data-raw '{
"from_amount": 21.1,
"exchange_rate": 1,
"to_amount": 21.1,
"fee_amount": 0,
"note": "Sample Note",
"to_currency": "GHS",
"from_currency": "USD",
"purpose": "EDUCATION",
"ip_address": "10.10.10.5",
"txn_type": "PAYOUT",
"to": {
"payout_method": "CASH_PICKUP",
"payer_id": 9,
"address_line1": "Sekondi-Takoradi",
"first_name": "Paololito",
"last_name": "Doe",
"mobile_phone": "233541859100",
"email": "rkin@test.com",
"destination_country": "GH"
},
"from": {
"first_name": "first",
"last_name": "last",
"country": "US",
"date_of_birth": "2000-01-01",
"gender": "Male",
"address_line1": "500 8 El Camino Real Santa Clara",
"city": "california",
"mobile_phone": "1234567890",
"email": "em@email.com",
"state": "CA"
}
}'Bank Deposit (C2C)
{
"bonus_amount": 0,
"created_at": "2022-07-29T10:59:05.359647",
"custom_purpose": "home",
"delivery_status": "NONE",
"exchange_rate": 3700,
"fee_amount": 0,
"from": {
"address_line1": "500 8 El Camino Real Santa Clara",
"business": false,
"city": "california",
"country": "US",
"date_of_birth": "2000-01-01",
"email": "em@email.com",
"first_name": "first",
"gender": "Male",
"last_name": "last",
"mobile_phone": "1234567890",
"physical_documents": [],
"state": "CA",
"virtual_documents": []
},
"from_amount": 10,
"from_currency": "USD",
"id": "0955e835-e1e5-46eb-881d-dde8dadc2c58",
"ip_address": "10.10.10.5",
"note": "Sample Note",
"physical_documents": [],
"purpose": "OTHER",
"status": "NONE",
"to": {
"account_number": "2662030100",
"account_type": "SAVINGS",
"address_line1": "500 El Camino Real Santa Clara",
"branch_id": "153",
“bank_id”:110,
“bank_name”:”Digital Bank”,
"business": false,
"calculation_mode": "SENDER_AMOUNT",
"city": "california",
"destination_country": "CO",
"email": "rkin@test.com",
"first_name": "Pablolito",
"last_name": "Doe",
"mobile_phone": "233541859101",
"payout_method": "BANK_DEPOSIT",
"rtn_number": "026009593",
"state": "CA",
"virtual_documents": []
},
"to_amount": 37000,
"to_currency": "COP",
"user_id": "19c1a9ed-e3db-4293-b2c2-48c59fe8e199"
}
Bank Deposit (B2B)
{
"bonus_amount": 0,
"created_at": "2022-07-29T10:57:23.392928",
"custom_purpose": "home",
"delivery_status": "NONE",
"exchange_rate": 3700,
"fee_amount": 0,
"from": {
"address_line1": "500 8 El Camino Real Santa Clara",
"business": true,
"city": "california",
"country": "US",
"date_of_birth": "2000-01-01",
"email": "em@email.com",
"first_name": "first",
"gender": "Male",
"mailing_address": {
"address_line1": "500 8 El Camino Real Santa Clara",
"city": "california",
"country": "US",
"zipcode": "90305"
},
"mobile_phone": "1234567890",
"physical_documents": [
{
"document_type": "CERTIFICATE_OF_INCORPORATION",
"id": "2f081250-89eb-4fba-9a82-cc29e0e707b1"
},
{
"document_type": "EIN",
"id": "95a875fd-d175-44c1-a66f-073397bbeb92"
}
],
"state": "CA",
"virtual_documents": [
{
"document_type": "EIN_NUMBER",
"document_value": "123456",
"id": "b8bfbc92-22dd-477d-9249-2004d6bedf1f"
}
]
},
"from_amount": 100,
"from_currency": "USD",
"id": "748a6fd9-7269-4fbd-a177-cffa13bb3014",
"ip_address": "10.10.10.5",
"note": "Sample Note",
"physical_documents": [
{
"document_type": "INVOICE",
"id": "68bb6f18-6276-41a4-b9bd-41391cb0c4d5"
}
],
"purpose": "OTHER",
"status": "NONE",
"to": {
"account_number": "2662030100",
"account_type": "SAVINGS",
"address_line1": "500 El Camino Real Santa Clara",
"branch_id": "153",
“bank_id”:110,
“bank_name”:”Digital Bank”,
"business": true,
"calculation_mode": "SENDER_AMOUNT",
"city": "california",
"destination_country": "CO",
"email": "rkin@test.com",
"first_name": "Pablolito",
"last_name": "Doe",
"mobile_phone": "233541859101",
"payout_method": "BANK_DEPOSIT",
"rtn_number": "026009593",
"state": "CA",
"virtual_documents": [
{
"document_type": "EIN_NUMBER",
"document_value": "123456",
"id": "b8bfbc92-22dd-477d-9249-2004d6bedf1f"
}
]
},
"to_amount": 370000,
"to_currency": "COP",
"user_id": "fdb20851-e27e-4653-9346-81f04a8cafd4"
}Bank Deposit (B2C)
{
"bonus_amount": 0,
"created_at": "2022-07-29T10:58:29.932733",
"custom_purpose": "home",
"delivery_status": "NONE",
"exchange_rate": 3700,
"fee_amount": 0,
"from": {
"address_line1": "500 8 El Camino Real Santa Clara",
"business": true,
"city": "california",
"country": "US",
"date_of_birth": "2000-01-01",
"email": "em@email.com",
"first_name": "Machnet",
"gender": "Male",
"mailing_address": {
"address_line1": "500 8 El Camino Real Santa Clara",
"city": "california",
"country": "US",
"zipcode": "90305"
},
"mobile_phone": "237676641000",
"physical_documents": [
{
"document_type": "CERTIFICATE_OF_INCORPORATION",
"id": "2c0302fe-ee45-4e30-94f5-927ac2d70119"
},
{
"document_type": "EIN",
"id": "e286639d-ad27-44bb-882d-d20648cadf2d"
}
],
"state": "CA",
"virtual_documents": [
{
"document_type": "EIN_NUMBER",
"document_value": "123456",
"id": "b8bfbc92-22dd-477d-9249-2004d6bedf1f"
}
]
},
"from_amount": 100,
"from_currency": "USD",
"id": "d674d919-ac80-4564-811d-4ae0c95c5d34",
"ip_address": "10.10.10.5",
"note": "Sample Note",
"physical_documents": [
{
"document_type": "INVOICE",
"id": "2892d026-abaf-4cda-bbfe-8cf93b808250"
}
],
"purpose": "OTHER",
"status": "NONE",
"to": {
"account_number": "2662030100",
"account_type": "SAVINGS",
"address_line1": "500 El Camino Real Santa Clara",
"branch_id": "153",
“bank_id”:110,
“bank_name”:”Digital Bank”,
"business": false,
"calculation_mode": "SENDER_AMOUNT",
"city": "california",
"destination_country": "CO",
"email": "rkin@test.com",
"first_name": "Paolo",
"last_name": "Sharma",
"mobile_phone": "233541859101",
"payout_method": "BANK_DEPOSIT",
"rtn_number": "026009593",
"state": "CA",
"virtual_documents": []
},
"to_amount": 370000,
"to_currency": "COP",
"user_id": "19c1a9ed-e3db-4293-b2c2-48c59fe8e199"
}Wallet
{
"bonus_amount": 0,
"created_at": "2022-07-29T10:56:16.326256",
"delivery_status": "NONE",
"exchange_rate": 1,
"fee_amount": 0,
"from": {
"address_line1": "500 8 El Camino Real Santa Clara",
"business": false,
"city": "california",
"country": "US",
"date_of_birth": "2000-01-01",
"email": "em@email.com",
"first_name": "first",
"gender": "Male",
"last_name": "last",
"mobile_phone": "1234567890",
"physical_documents": [],
"state": "CA",
"virtual_documents": []
},
"from_amount": 2.01,
"from_currency": "USD",
"id": "3379 cfcb-fb73-43c1-8670-60a448914787",
"ip_address": "10.10.10.5",
"note": "Sample Note",
"physical_documents": [],
"purpose": "FAMILY_SUPPORT",
"status": "NONE",
"to": {
"address_line1": "500 El Camino Real Santa Clara",
"business": false,
"calculation_mode": "SENDER_AMOUNT",
"destination_country": "GH",
"email": "rkin@test.com",
"first_name": "Mahendra",
"last_name": "Doe",
"mobile_phone": "263775892100",
"payer_id": 39,
"payout_method": "WALLET",
"virtual_documents": []
},
"to_amount": 2.01,
"to_currency": "GHS",
"user_id": "19c1a9ed-e3db-4293-b2c2-48c59fe8e199"
}Cash Pickup
{
"bonus_amount": 0,
"created_at": "2022-07-29T10:55:08.422724",
"delivery_status": "NONE",
"exchange_rate": 1,
"fee_amount": 0,
"from": {
"address_line1": "500 8 El Camino Real Santa Clara",
"business": false,
"city": "california",
"country": "US",
"date_of_birth": "2000-01-01",
"email": "em@email.com",
"first_name": "first",
"gender": "Male",
"last_name": "last",
"mobile_phone": "1234567890",
"physical_documents": [],
"state": "CA",
"virtual_documents": []
},
"from_amount": 21.1,
"from_currency": "USD",
"id": "91516ee8-c6e1-4549-aad6-04f9d3930bff",
"ip_address": "10.10.10.5",
"note": "Sample Note",
"physical_documents": [],
"purpose": "EDUCATION",
"status": "NONE",
"to": {
"address_line1": "Sekondi-Takoradi",
"business": false,
"calculation_mode": "SENDER_AMOUNT",
"destination_country": "GH",
"email": "rkin@test.com",
"first_name": "Paololito",
"last_name": "Doe",
"mobile_phone": "233541859100",
"payer_id": 9,
"payout_method": "CASH_PICKUP",
"virtual_documents": []
},
"to_amount": 21.1,
"to_currency": "GHS",
"user_id": "19c1a9ed-e3db-4293-b2c2-48c59fe8e199"
}Last updated
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