# Create Transfers

Wallet transfers allow users to create fund transfers from and to a user’s wallet. Wallet transfers are of three types:&#x20;

1. Load: Users can load funds to a wallet account from their linked bank/card account. You can link bank/card accounts following details mentioned [here](/api-references/funds/funding-account-widget.md).&#x20;
2. Unload: Users can withdraw funds from their wallet account to a linked bank/card account. You can link bank/card accounts following details mentioned [here](/api-references/funds/funding-account-widget.md).&#x20;
3. Transfer: Users can send funds to another user's wallet within the same Client. The other wallet user must be verified and have a verified wallet account.&#x20;


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